Banks usually offer to make a home loan within 30 to 35 years for you to own your dream home. Apart from home loans, the bank also offers home protection policies such as MRTA, MRTT, MLTA and MLTT to protect their interests if the borrower dies or suffers a permanent disability (Total Permanent Disability/TPD) which causes the borrower to be unable to repay the loan. This article will explain everything you need to know about these four home insurance.